no down payment programs
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Down Payment Assistance. [ learn more ]
Finance up to 100% of the purchase price plus closing costs.
No downpayment requirements - no cash investment required.
Marginal credit allowed.
No maximum income/earning restrictions.
No geographic boundaries in the United States.
Compatible with FHA/VA and many other loan programs.

103% Loan to Value; Zero Down Plus.
Finance up to 100% of the purchase price.
Closing costs financed up to an additional 3% (some state restrictions may apply).
Good credit is required.
No maximum income/earning restrictions.
Available on 30 and 15 year fixed rate programs.
Loan amounts up to $325,000.

80/20 (80% 1st mortgage plus a 20% second mortgage).
No down payment required.
Eliminates the need for private mortgage insurance.
Build equity faster as you pay off second mortgage.
Closing costs may be covered with a slightly higher rate.
Available on 30 and 15 year fixed rate programs.
Loan amounts up to $500,000.

Restrictions apply.  Program terms are subject to change.  Some products not available in all states.