3 Signs You Should Hire a Public Insurance Claim Adjuster After Your Home Suffered Storm Damage

Having your home impacted by storm damage can be a tough situation to deal with. If you have homeowners insurance, you might feel a little bit better in knowing that you are covered. However, you might have more problems with the process of filing a claim with your insurance company than you think. Luckily, there are public insurance claim adjusters who help homeowners like you in situations like these. These are a few signs that you should get one of these professionals involved with your claim.

You're Going to Have a Major (and Expensive) Claim

If the storm damage to your home wasn't too significant, then you might not be overly concerned about your homeowners' insurance company denying the claim. After all, you might assume that they will approve the claim because it won't be too expensive, and even if they don't, you and your family might be able to cover the cost of repairs if you have to.

If your home has been seriously damaged and if a lot of major, expensive work has to be done, however, there is more of a concern of the insurance company denying the claim or not paying out enough money. You and your family might not be able to afford to pay for the repairs if this happens. Before filing a major and expensive claim on your own, consider hiring a public insurance claims adjuster to help you, since they can help you increase your chances of success.

You've Had Trouble With Insurance Claims in the Past 

If you have had trouble with filing insurance claims in the past for some reason—such as if your insurance company has denied claims or if you didn't really know what to do—then you might find that you will feel more comfortable if you have a public insurance claim adjuster to help you out.

Your Insurance Company Has Denied Your Claim

To get your home repaired as soon as possible so that you and your family members could move on after dealing with serious storm damage, you might have decided to go through the claims process with your homeowners' insurance company without hiring anyone to help you. You might have assumed that your insurance company would pay out the claim, so you might have been really shocked and upset when you found out that your claim was denied. You might not really think there is anything else you can do, but a public insurance claim adjuster might just be able to help you.